Almost everything is covered by Medicare insurance. However, there may be certain stipulations that need to be met so that some benefits can be used. Dental benefits fall under this category. Medicare Advantage Plans benefits do not include common dental benefits, such as preventative care, check-ups, cleanings and teeth whitening procedures. However, some dental benefits can be paid for under Medicare if they fall under the required circumstances. If your dental care is needed in conjunction with another medical treatment covered by Medicare, then the insurance will pay for the dental care. It also covers tooth extraction only in the case that it’s necessary for preparation for radiation treatment for cancer. If you need a kidney transplant, dental examination is necessary, so Medicare Advantage Plans will cover it.
Vision benefits are also available through Medicare. In some aspects, these Medicare benefits are better than others. For example, if you had an eye surgery, such as cataracts or an intraocular implant, Medicare will still pay for your glasses. It doesn’t matter when you had the surgery. Your glasses will be paid for. Medicare will also cover lenses for both eyes, no matter which one you had the surgery on. However, you are only covered as far as basic glasses. You can’t get any tints or anything else that’s considered trendy and stylish.
Funerals are not easy to deal with. The loss of a loved one is a devastating event. The costs for a decent, basic funeral can run into thousands of dollars. Even if you decide on something simple, like cremation and a memorial service, you’ll still wind up spending more than what you can likely afford. Funeral costs are included in the list of Medicare benefits. However, the amount that you get is so small, it may as well be nonexistent. Upon death of a loved one, Medicare will issue the surviving spouse $255. If there is no surviving spouse, this money will be split up among the children. The more children a person has, the less money they will get. These funds must be filed for within two years of the deceased person’s death.
There are certain things that Medicare Advantage Plans benefits won’t cover, even if they are billed for them. The list of things Medicare won’t pay for is called the Medicare Do Not Pay list. It’s important to be familiar with this list, so that you won’t be confused and wind up with a bill that could have been avoided. Among such things on the list are procedures that were done incorrectly, or medical mistakes that could have been avoided.